Chapter 4

Saving and Investment

Save a little each week and watch it grow. Learn to keep money safely.

Saving money

Saving means keeping some money instead of spending it all. We can save in a money box at home or in a bank. When we save a little often, it slowly adds up to a lot.

Key idea

Total saved = amount each week × number of weeks.

A worked example

Worked example

Mei saves RM2 every week. How much has she saved after 4 weeks?
Multiply the weekly amount by the weeks: RM2 × 4 = RM8. Mei has saved RM8.

Investment

Investment means using money to help it grow, such as keeping it safely in a bank. Wise saving today helps us buy the things we will need later. Even saving one small coin each day is a good start, because a little money kept every day soon becomes a large amount.

Remember

  • Save first, spend later.
  • Keep money in a safe place.
  • Small savings grow big over time.

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