Chapter 4

Saving and Investment

Learn what saving and investment mean, and add up how much your savings can grow.

Saving money

Saving means keeping some money for later instead of spending it all now. A good, safe place to keep savings is a bank. The bank writes your savings in a savings book (passbook).

Key idea

If you save the same amount often, add it up: save RM2 each day → in 5 days you have RM2 × 5 = RM10.

Why save?

We save to buy something we want later, or to be ready for an emergency. Saving a little often adds up to a lot.

Worked example

Mei saves RM6 every month. How much has she saved in 3 months?
RM6 × 3 = RM18.
Answer: RM18.

Investment

Investment means using money to try to earn more money later, such as putting savings in the bank to grow.

Remember

  • Save first, spend later.
  • Keep savings safe in a bank.
  • Small savings grow big over time.

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